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    Booking Protection Terms

    Version 1.0 · Effective 13 July 2026 · Replyr Sdn. Bhd. (1663859-K / 202601001762)
    The short version
    • Book through BookAClinic, get our written WhatsApp confirmation before your visit, and raise any claim within 14 days. Do those three things and you're covered.
    • Covered means: if the clinic breaks one of the seven Certified Standards, you get back what you paid for the affected treatment, up to RM10,000 per eligible booking.
    • The clinic pays. If it doesn't pay in time, we pay you and recover it from the clinic. Never from you.
    • This protects standards, not results. It's free for patients, and it isn't insurance.

    The short version helps you understand these terms, but the numbered clauses below are the terms themselves.

    01

    What Booking Protection is

    Booking Protection is our commitment that if a clinic you booked through BookAClinic breaks one of the seven Certified Standards, you get back what you paid for the affected treatment, up to RM10,000 per eligible booking.

    Booking Protection is free for patients. Nothing is added to the clinic's price when you book through us, and nothing is ever deducted from a refund or payout owed to you. Booking through BookAClinic does not increase the price of your treatment.

    02

    Words with specific meanings

    Eligible Booking
    An appointment arranged for you by BookAClinic at a verified clinic, for which a Protection Confirmation was issued before your visit.
    Protection Confirmation
    The written WhatsApp message we send you before your visit confirming that Booking Protection is active, with your booking reference, treatment, clinic, and cover amount.
    Certified Standards
    The seven promises every verified clinic commits to: real registration, licensed doctor, procedure-matched credential, genuine products, quoted-price honoured, no pressure selling, booking honoured.
    Affected Treatment
    The specific treatment on your booking that is the subject of a breach. Cover is calculated on what you paid for that treatment, not the whole visit.
    Claim Window
    The 14 calendar days after your visit during which you must raise a claim with us.
    We / us / BookAClinic
    Replyr Sdn. Bhd. (1663859-K / 202601001762), operator of BookAClinic.
    03

    Who is covered, and when

    You are covered by Booking Protection when all three of these are true:

    1. You booked your appointment through BookAClinic.
    2. You received our written Protection Confirmation on WhatsApp before the visit.
    3. You raise your claim within the Claim Window (14 days of your visit).
    Medical travellers

    Protection follows the booking, not your passport. If you booked through us and hold a Protection Confirmation, you are covered wherever you live. Claims can be raised over WhatsApp from anywhere.

    04

    What is covered

    You can claim under Booking Protection if any of the following happened:

    • The clinic was not validly registered with the Ministry of Health at the time of your visit.
    • The doctor was not registered to practise in Malaysia, or their practising certificate had expired.
    • The doctor performing your treatment, or the doctor directly supervising it on site, did not hold a valid procedure-matched LCP for the treatment you received.
    • A procedure that legally requires a doctor was performed without one.
    • A counterfeit, expired, or unregistered product or device was used on you.
    • You were charged outside the quoted range without agreeing in writing beforehand.
    • You were pushed with a "pay today or lose the price" tactic outside a published promotion.
    • You asked for a written quote above RM1,000 and were refused, or the quote was not honoured within 14 days.
    • Your booked treatment was refused without the doctor explaining why.
    • You were charged beyond a pre-disclosed consultation fee when a booked treatment was refused.
    05

    How much is covered

    Where a claim succeeds, you receive a refund of what you actually paid for the Affected Treatment, up to a maximum of RM10,000 per eligible booking.

    The cap is per booking, not per claim item. Cover does not extend to consequential costs such as travel, accommodation, lost income, or the price of any corrective treatment undertaken elsewhere.

    06

    What is not covered

    • Dissatisfaction with results where the care itself was proper.
    • Normal variation in how treatments turn out from person to person.
    • Complications that can occur even when care was correct and standards were met.
    • The doctor's clinical judgment not to treat, where explained and no unauthorised charges applied.
    • Bookings not made through BookAClinic (walk-ins and direct bookings).
    • Visits that proceeded without a Protection Confirmation.
    • Claims raised after the Claim Window closes.
    • Amounts above the RM10,000 per-eligible-booking cap.
    • Fraudulent or bad-faith claims, which we may report to the relevant authorities.
    07

    How to raise a claim

    Message us on WhatsApp at +60 10-334 5578 within 14 days of your visit. Include:

    • Your booking reference (from your Protection Confirmation).
    • A short account of what happened.
    • Your payment receipt from the clinic.

    Claiming is free. You do not need a lawyer, and you do not need to speak to the clinic first. We take it from there.

    08

    How claims are decided

    Step 1: Mediation (days 1 to 14).

    We sit between you and the clinic in writing, neutrally, and gather the evidence. Where we find a Certified Standard was not met, the clinic refunds the full amount you paid for the Affected Treatment.

    Step 2: Binding determination (from day 14).

    If mediation does not resolve the matter within 14 days, we issue a binding determination on the evidence. If a Certified Standard was breached, the clinic must pay you directly within 7 days.

    We decide both ways. If the evidence shows the clinic met its standards, we will tell you honestly that no protection applies and why.

    09

    If the clinic does not pay

    If a Certified Standard was breached and the clinic does not pay within the 7-day window, we pay you directly, up to RM10,000 per eligible booking, and recover the sum from the clinic. Recovery is our matter, not yours, and never touches your payout.

    A clinic that reaches this point loses its dispute-free status on BookAClinic and can be suspended or delisted from the platform.

    10

    What we need from you

    • Honest and complete information about what happened.
    • Your Protection Confirmation and the clinic's payment receipt.
    • Reasonable cooperation with mediation, including replying to our questions in a timely way.
    • No duplicate recovery. If you have already been refunded by the clinic, insurer, or bank for the same amount, we cannot pay it a second time.
    11

    This is not insurance

    Booking Protection is a contractual remedy. There is no premium, no insurer, and no insurance policy. It is funded by the clinic under the agreement it signs with us, and facilitated by BookAClinic.

    BookAClinic is a discovery and referral platform. We are not a healthcare provider, and we do not provide medical care. Nothing in these terms limits any statutory right you have that cannot be limited under Malaysian law.

    12

    Your personal data

    We handle your personal data in accordance with the Personal Data Protection Act 2010 (PDPA). Information you send us to raise a claim is shared with the clinic only as needed to resolve the claim, and is never sold to any third party. The clinic remains responsible for your clinical records.

    13

    Changes to these terms

    We may update these terms from time to time. The version in force on the date your Protection Confirmation was sent is the version that applies to that booking. Any changes we make will never reduce the protection on a booking that has already been confirmed.

    15

    How to reach us

    • WhatsApp: +60 10-334 5578
    • Email: michael@replyr.ai · dylan@replyr.ai
    • Replyr Sdn. Bhd., Kuala Lumpur, Malaysia